HSAs are individually-owned accounts which allow you to make tax-deductible contributions, accumulate earnings on a tax-deferred basis, and withdraw money tax free to pay for qualified medical expenses.
HSAs are designed for individuals who have chosen a high-deductible health plan (HDHP). The funds in your HSA can be used to pay for qualified medical expenses until the deductible has been met and insurance kicks in. HSAs can also be used to cover qualified medical expenses that are not paid by insurance, even after the deductible has been met.
Learn more at our online HSA Center
Interior FCU offers a HSA checking account that pays you dividends with no minimum balance. In fact, the more you deposit in your HSA checking account, the higher your rate of return.
The Interior Federal Credit Union HSA checking account offers the following benefits.
- Earn competitive rates, the more you deposit, the higher your rate of return
- First 50 checks FREE
- NO annual fees with direct deposit and a regular checking or direct deposit and a loan product*
- NO minimum balance requirement
- NO per check charges
- Unlimited check writing
- 24-hour account access through online banking or the telephone audio response system
- Plus these automated, online features

Stop payment on a personal check
Check copy request
Address change
To get your checking account, just open a share account first then get your forms on line, they can be faxed 202-219-9326 or mailed. Already have a savings account, click here to get your HSA account forms online.
Once reaching a minimum of $500 in your HSA, you can transfer the money into a HSA share certificate. The interest rates are same as other certificates.
$35 annual fee