This unsecured loan is available to members for almost any purpose, such as wedding expenses, furniture, or a new computer.
Tax season is upon us, and that means you may have to pay. If you owe more than
you expected or don’t want to tap into your savings, you aren’t alone. Let Interior
FCU help with a Tax Loan* up to $20,000,with rates as low as 7.74%APR!**
Apply today and relax for the rest of tax season!
No matter if your energy efficiency improvements are minor or major you will always receive a reward for going green with an Interior FCU loan. Apply today!
For each $1,000 in loan dollars, receive 1,000 Visa® Reward Points,
up to a maximum of 10,000 points.† This offer requires an
Interior FCU Visa® Classic or Platinum Credit Card. Don’t have one?
Apply today! Call our 24-hour loan line at 866-564-3512 or apply online or visit us in person at the Credit Union.
*Limited-time offer. Loan repayment terms up to 60 months. No other offers apply.
**APR= Annual Percentage Rate. Rate is effective 2/16/2010 and may change at any time without advance notice. Rate includes a .25% discount if member has an Interior FCU checking account, direct deposit and an ATM card or VISA check card.
†A member must take the loan between February 17 and April 15, 2010 to be eligible for the VISA(r) Reward program. Loan amounts up to $20,000 with a minimum $500. Up to 5 years to pay off. The minimum monthly payment per $1,000 is $86.94. No refinancing of existing loans.
We offer a loan secured by the funds in your primary savings account or share certificate. Make those special purchases without depleting your savings. Loan rates are determined based on the dividend rate for the securing account. These funds, pledged as collateral for the loan, must remain at the same balance as the loan (plus the $25 minimum balance in your share account) for the life of the loan.
Oops! Bounced a Check? It can happen to anyone. You forget to enter a withdrawal in your checkbook and the next thing you know, you have an item returned for insufficient funds and often a high merchant fee and financial institution fees as well. That’s why we offer Overdraft Protection on your Interior FCU checking accounts.
How overdraft protection works from savings?
In the event that insufficient funds are available in your checking account, overdraft protection will automatically transfer funds from your regular savings account up to 6 times per month (suffix 00 under the same membership number).
How overdraft protection works from the line of credit?
In the event that insufficient funds are available in your checking account, overdraft protection will automatically transfer funds from your personal line of credit up to your credit limit.
There is no charge to set up automatic overdraft protection. When you draw from a line of credit, you will pay interest only on the loan amount you advance.
Funds for overdraft protection are automatically transferred in the following increments:
Line of credit |
$100 |
Regular savings and other savings accounts |
$50 |
If this amount is not available, then your "available balance" will be transferred.
Credit life and credit disability insurance available on all loans at an extra charge. Account holders may apply for loans individually or with a co-applicant. Loan requests are usually processed within 24 hours.
* APR= Annual Percentage Rate. Rate is effective 2/17/09 and may change at any time without advance notice. Rate includes a .25% discount if member has an Interior FCU checking account, Direct Deposit, and an ATM Card or VISA Check Card.
** Limited-time offer. Loan repayment terms up to 60 months.
